SSI is for anyone with low income and not many resources who has a disability or is over 65.
This guide explains the process for people with disabilities. But if you are over 65 you do not need a disability to qualify.
The disability must fit into SSI's definition of a qualifying disability.
It has to limit your ability to work.
Income has to be below a certain limit.
Resources have to be below a certain limit.
These include certain things that you own that have value.
Examples: money in the bank, stocks, life insurance, real estate (but not your house!)
Married or single?
SSI limits are different depending on if a person is sharing resources with a husband or wife, or if they are using their resources for only themselves.
We will go over all of these in the next pages and help you figure it out!